Global Peer-to-Peer Lending Market – Industry Analysis and Forecast (2021-2027) – By Business Model, End User and Region.

Global peer-to-peer lending market size was US$ 84.82 Bn in 2020 and is expected to reach US$ 466.12 Bn by 2027, at a CAGR of 27.56% during forecast period. Global Peer-to-Peer Lending Market To know about the Research Methodology :- Request Free Sample Report Peer-to-peer or P2P lending is a process of lending money to individuals or businesses through online services that connects lenders with borrowers. There is no middleman (Financial institution) between lender and borrower. The report has covered the market trends from 2016 to forecast the market through 2027. 2020 is considered a base year. Special attention is given to 2020 and effect of lockdown on the demand and supply, and also the impact of lockdown for next two years on the market. Some companies have done well in lockdown also and specific strategic analysis of those companies is done in the report.

COVID-19 impact on market

COVID-19 has the potential to have three major effects on the global economy: directly impacting production and demand, causing supply chain and market disruption, and having a financial impact on businesses and financial markets. Our analysts, who are monitoring the situation throughout the world, believe that the market would provide producers with lucrative opportunities following the COVID-19 dilemma.

Global peer-to-peer Lending Market Dynamics

The global peer-to-peer lending market research report provides a comprehensive analysis of growth drivers, restrain factor, challenges and future opportunities of the market. An increase in the adoption of online application and demand of technology traditional banking systems are driving the growth of market. P2P lending offers some benefits such as higher return to the investors, more accessible source of funding and lower interest rates are expected to drive the growth of market. Furthermore, P2P lending offers more flexibility than other types of lending platform. Nevertheless, peer-to-peer lending comes with a few downsides such as credit risks, no insurance, no government protection and strict legal laws and regulations of the government, which could hamper the growth of market. Interest is no tax free is the major restrain factor that could hamper the growth of market.

Global Peer-to-Peer Lending Market Segment Analysis

By business model, traditional lending segment dominated the market in 2020. It is the most common type of lending loan to the small and medium size enterprises. In traditional P2P lending, the platform manages the debt collection, transactions and marketing concerning both lenders and borrowers. The process is simple and easy to understand, which is driving the growth of market. Moreover, traditional lending offers some benefits such as higher quality of loans, high transparency, simple and straightforward lending and always direct investment structure are improving the growth of P2P lending market. Additionally, alternate marketplace lending segment is expected to witness the growth during forecast period. Global Peer-to-Peer Lending MarketBy end user, small business loans segment dominated the market in past few years and is expected to maintain its dominance at CAGR of XX% during forecast period. To start up the new business, small business loan is required to invest in infrastructure, upgrade to the latest plant, expand operations and machinery, maintain inventory, or to increase working capital, which is ultimately driving the growth of market.

Global Peer-to-Peer Lending Market Regional Analysis

Region wise, Asia Pacific has dominated the P2P lending market and is expected to grow market at CAGR of XX% during forecast period. Developing economies such as China, India and Japan have dominated the market in past few years. This is owing to the increasing small and medium size business in the region. Global Peer-to-Peer Lending MarketFurthermore, in China many micro loan companies have emerged to serve the 40 million SMEs and the growing internet users and e-commerce institutions of P2P lenders are founded with various target customers and business models. In addition, peer-to-peer lending platforms in India are helping a huge section of borrowers for a loan from banks, which improving the growth of the peer to peer lending in the region. The objective of the report is to present a comprehensive analysis of the Global Peer-to-Peer Lending Market including all the stakeholders of the industry. The past and current status of the industry with forecasted market size and trends are presented in the report with the analysis of complicated data in simple language. The report covers all the aspects of the industry with a dedicated study of key players that includes market leaders, followers and new entrants. PORTER, SVOR, PESTEL analysis with the potential impact of micro-economic factors of the market have been presented in the report. External as well as internal factors that are supposed to affect the business positively or negatively have been analyzed, which will give a clear futuristic view of the industry to the decision-makers. The report also helps in understanding global market dynamics, structure by analyzing the market segments and project the global market. Clear representation of competitive analysis of key players by Application, price, financial position, Product portfolio, growth strategies, and regional presence in the global market make the report investor’s guide.

Global Peer-to-Peer Lending Market Scope: Inquire before buying

Global Peer-to-Peer Lending Market, by Business Model

• Alternate marketplace lending • Traditional lending

Global Peer-to-Peer Lending Market, by End User

• Small business loans • Consumer credit loans • Real estate loans • Student loans

Global Peer-to-Peer Lending Market, by Region

• North America • Europe • Asia Pacific • South America • Middle East and Africa

Global Peer-to-Peer Lending Market Key Players

Lending Club Corporation • Funding Circle Limited • Marketplace, Inc. • Upstart Network Inc • Common Bond Inc • Pave, Inc • Daric Inc. • Social Finance Inc. • Prosper Marketplace, Inc. • Daric Social Finance, Inc. • Zopa Limited • Avant, Inc. • onDeck Capital, Inc. • RateSetter • Kabbage, Inc. • LendUp • Peerform • Circleback Lending, LLC. • Isepankur • Auxmoney GmbH • Lendingtree Inc. • On Deck Capital Inc. • Retail Money Market Ltd. • Social Finance Inc. • Zopa Limited Frequently Asked Questions: 1. Which region has the largest share in Global Peer-to-Peer Lending Market? Ans: Asia Pacific region holds the highest share in 2020. 2. What is the growth rate of Global Peer-to-Peer Lending Market? Ans: The global market is growing at a CAGR of 27.56% during forecasting period 2021-2027. 3. What segments are covered in Global Peer-to-Peer Lending market? Ans: Peer-to-Peer Lending Market is segmented into business model, end user and region. 4. Who are the key players in Global Peer-to-Peer Lending market? Ans: The important key players in the Peer-to-Peer Lending Market are – Lending Club Corporation, Funding Circle Limited, Marketplace, Inc., Upstart Network Inc, Common Bond Inc, Pave, Inc, Daric Inc., Social Finance Inc., Prosper Marketplace, Inc., Daric, Social Finance, Inc., Zopa Limited, Avant, Inc., onDeck Capital, Inc., RateSetter, Kabbage, Inc., LendUp, Peerform, Circleback Lending, LLC. 5. What is the study period of this market? Ans: The Global Peer-to-Peer Lending Market is studied from 2020 to 2027.
Global peer-to-peer lending market 1. Preface 1.1. Report Scope and Market Segmentation 1.2. Research Highlights 1.3. Research Objectives 2. Assumptions and Research Methodology 2.1. Report Assumptions 2.2. Abbreviations 2.3. Research Methodology 2.3.1. Secondary Research 2.3.1.1. Secondary data 2.3.1.2. Secondary Sources 2.3.2. Primary Research 2.3.2.1. Data from Primary Sources 2.3.2.2. Breakdown of Primary Sources 3. Executive Summary: Global Peer-to-Peer Lending Market Size, by Market Value (US$ Bn) 4. Market Overview 4.1. Introduction 4.2. Market Indicator 4.2.1. Drivers 4.2.2. Restraints 4.2.3. Opportunities 4.2.4. Challenges 4.3. Porter’s Analysis 4.4. Value Chain Analysis 4.5. Market Risk Analysis 4.6. SWOT Analysis 4.7. Industry Trends and Emerging Technologies 5. Supply Side and Demand Side Indicators 6. Global Peer-to-Peer Lending Market Analysis and Forecast 6.1. Peer-to-Peer Lending Market Size & Y-o-Y Growth Analysis 6.1.1. North America 6.1.2. Europe 6.1.3. Asia Pacific 6.1.4. Middle East & Africa 6.1.5. South America 7. Global Peer-to-Peer Lending Market Analysis and Forecast, By Business Model 7.1. Introduction and Definition 7.2. Key Findings 7.3. Peer-to-Peer Lending Market Value Share Analysis, By Business Model 7.4. Peer-to-Peer Lending Market Size (US$ Bn) Forecast, By Business Model 7.5. Peer-to-Peer Lending Market Analysis, By Business Model 7.6. Peer-to-Peer Lending Market Attractiveness Analysis, By Business Model 8. Global Peer-to-Peer Lending Market Analysis and Forecast, By End User 8.1. Introduction and Definition 8.2. Key Findings 8.3. Peer-to-Peer Lending Market Value Share Analysis, By End User 8.4. Peer-to-Peer Lending Market Size (US$ Bn) Forecast, By End User 8.5. Peer-to-Peer Lending Market Analysis, By End User 8.6. Peer-to-Peer Lending Market Attractiveness Analysis, By End User 9. Global Peer-to-Peer Lending Market Analysis, by Region 9.1. Peer-to-Peer Lending Market Value Share Analysis, by Region 9.2. Peer-to-Peer Lending Market Size (US$ Bn) Forecast, by Region 9.3. Peer-to-Peer Lending Market Attractiveness Analysis, by Region 10. North America Peer-to-Peer Lending Market Analysis 10.1. Key Findings 10.2. North America Peer-to-Peer Lending Market Overview 10.3. North America Peer-to-Peer Lending Market Value Share Analysis, By Business Model 10.4. North America Peer-to-Peer Lending Market Forecast, By Business Model 10.4.1. Alternate marketplace lending 10.4.2. Traditional lending 10.5. North America Peer-to-Peer Lending Market Value Share Analysis, By End User 10.6. North America Peer-to-Peer Lending Market Forecast, By End User 10.6.1. Small business loans 10.6.2. Consumer credit loans 10.6.3. Real estate loans 10.6.4. Student loans 10.7. North America Peer-to-Peer Lending Market Value Share Analysis, by Country 10.8. North America Peer-to-Peer Lending Market Forecast, by Country 10.8.1. U.S. 10.8.2. Canada 10.9. North America Peer-to-Peer Lending Market Analysis, by Country 10.10. U.S. Peer-to-Peer Lending Market Forecast, By Business Model 10.10.1. Alternate marketplace lending 10.10.2. Traditional lending 10.11. U.S. Peer-to-Peer Lending Market Forecast, By End User 10.11.1. Small business loans 10.11.2. Consumer credit loans 10.11.3. Real estate loans 10.11.4. Student loans 10.12. Canada Peer-to-Peer Lending Market Forecast, By Business Model 10.12.1. Alternate marketplace lending 10.12.2. Traditional lending 10.13. Canada Peer-to-Peer Lending Market Forecast, By End User 10.13.1. Small business loans 10.13.2. Consumer credit loans 10.13.3. Real estate loans 10.13.4. Student loans 10.14. North America Peer-to-Peer Lending Market Attractiveness Analysis 10.14.1. By Business Model 10.14.2. By End User 10.15. PEST Analysis 10.16. Key Trends 10.17. Key Developments 11. Europe Peer-to-Peer Lending Market Analysis 11.1. Key Findings 11.2. Europe Peer-to-Peer Lending Market Overview 11.3. Europe Peer-to-Peer Lending Market Value Share Analysis, By Business Model 11.4. Europe Peer-to-Peer Lending Market Forecast, By Business Model 11.4.1. Alternate marketplace lending 11.4.2. Traditional lending 11.5. Europe Peer-to-Peer Lending Market Value Share Analysis, By End User 11.6. Europe Peer-to-Peer Lending Market Forecast, By End User 11.6.1. Small business loans 11.6.2. Consumer credit loans 11.6.3. Real estate loans 11.6.4. Student loans 11.7. Europe Peer-to-Peer Lending Market Value Share Analysis, by Country 11.8. Europe Peer-to-Peer Lending Market Forecast, by Country 11.8.1. Germany 11.8.2. U.K. 11.8.3. France 11.8.4. Italy 11.8.5. Spain 11.8.6. Rest of Europe 11.9. Europe Peer-to-Peer Lending Market Analysis, by Country 11.10. Germany Peer-to-Peer Lending Market Forecast, By Business Model 11.10.1. Alternate marketplace lending 11.10.2. Traditional lending 11.11. Germany Peer-to-Peer Lending Market Forecast, By End User 11.11.1. Small business loans 11.11.2. Consumer credit loans 11.11.3. Real estate loans 11.11.4. Student loans 11.12. U.K. Peer-to-Peer Lending Market Forecast, By Business Model 11.12.1. Alternate marketplace lending 11.12.2. Traditional lending 11.13. U.K. Peer-to-Peer Lending Market Forecast, By End User 11.13.1. Small business loans 11.13.2. Consumer credit loans 11.13.3. Real estate loans 11.13.4. Student loans 11.14. France Peer-to-Peer Lending Market Forecast, By Business Model 11.14.1. Alternate marketplace lending 11.14.2. Traditional lending 11.15. France Peer-to-Peer Lending Market Forecast, By End User 11.15.1. Small business loans 11.15.2. Consumer credit loans 11.15.3. Real estate loans 11.15.4. Student loans 11.16. Italy Peer-to-Peer Lending Market Forecast, By Business Model 11.16.1. Alternate marketplace lending 11.16.2. Traditional lending 11.17. Italy Peer-to-Peer Lending Market Forecast, By End User 11.17.1. Small business loans 11.17.2. Consumer credit loans 11.17.3. Real estate loans 11.17.4. Student loans 11.18. Spain Peer-to-Peer Lending Market Forecast, By Business Model 11.18.1. Alternate marketplace lending 11.18.2. Traditional lending 11.19. Spain Peer-to-Peer Lending Market Forecast, By End User 11.19.1. Small business loans 11.19.2. Consumer credit loans 11.19.3. Real estate loans 11.19.4. Student loans 11.20. Rest of Europe Peer-to-Peer Lending Market Forecast, By Business Model 11.20.1. Alternate marketplace lending 11.20.2. Traditional lending 11.21. Rest of Europe Peer-to-Peer Lending Market Forecast, By End User 11.21.1. Small business loans 11.21.2. Consumer credit loans 11.21.3. Real estate loans 11.21.4. Student loans 11.22. Europe Peer-to-Peer Lending Market Attractiveness Analysis 11.22.1. By Business Model 11.22.2. By End User 11.23. PEST Analysis 11.24. Key Trends 11.25. Key Developments 12. Asia Pacific Peer-to-Peer Lending Market Analysis 12.1. Key Findings 12.2. Asia Pacific Peer-to-Peer Lending Market Overview 12.3. Asia Pacific Peer-to-Peer Lending Market Value Share Analysis, By Business Model 12.4. Asia Pacific Peer-to-Peer Lending Market Forecast, By Business Model 12.4.1. Alternate marketplace lending 12.4.2. Traditional lending 12.5. Asia Pacific Peer-to-Peer Lending Market Value Share Analysis, By End User 12.6. Asia Pacific Peer-to-Peer Lending Market Forecast, By End User 12.6.1. Small business loans 12.6.2. Consumer credit loans 12.6.3. Real estate loans 12.6.4. Student loans 12.7. Asia Pacific Peer-to-Peer Lending Market Value Share Analysis, by Country 12.8. Asia Pacific Peer-to-Peer Lending Market Forecast, by Country 12.8.1. China 12.8.2. India 12.8.3. Japan 12.8.4. ASEAN 12.8.5. Rest of Asia Pacific 12.9. Asia Pacific Peer-to-Peer Lending Market Analysis, by Country 12.10. China Peer-to-Peer Lending Market Forecast, By Business Model 12.10.1. Alternate marketplace lending 12.10.2. Traditional lending 12.11. China Peer-to-Peer Lending Market Forecast, By End User 12.11.1. Small business loans 12.11.2. Consumer credit loans 12.11.3. Real estate loans 12.11.4. Student loans 12.12. India Peer-to-Peer Lending Market Forecast, By Business Model 12.12.1. Alternate marketplace lending 12.12.2. Traditional lending 12.13. India Peer-to-Peer Lending Market Forecast, By End User 12.13.1. Small business loans 12.13.2. Consumer credit loans 12.13.3. Real estate loans 12.13.4. Student loans 12.14. Japan Peer-to-Peer Lending Market Forecast, By Business Model 12.14.1. Alternate marketplace lending 12.14.2. Traditional lending 12.15. Japan Peer-to-Peer Lending Market Forecast, By End User 12.15.1. Small business loans 12.15.2. Consumer credit loans 12.15.3. Real estate loans 12.15.4. Student loans 12.16. ASEAN Peer-to-Peer Lending Market Forecast, By Business Model 12.16.1. Alternate marketplace lending 12.16.2. Traditional lending 12.17. ASEAN Peer-to-Peer Lending Market Forecast, By End User 12.17.1. Small business loans 12.17.2. Consumer credit loans 12.17.3. Real estate loans 12.17.4. Student loans 12.18. Rest of Asia Pacific Peer-to-Peer Lending Market Forecast, By Business Model 12.18.1. Alternate marketplace lending 12.18.2. Traditional lending 12.19. Rest of Asia Pacific Peer-to-Peer Lending Market Forecast, By End User 12.19.1. Small business loans 12.19.2. Consumer credit loans 12.19.3. Real estate loans 12.19.4. Student loans 12.20. Asia Pacific Peer-to-Peer Lending Market Attractiveness Analysis 12.20.1. By Business Model 12.20.2. By End User 12.21. PEST Analysis 12.22. Key Trends 12.23. Key Developments 13. Middle East & Africa Peer-to-Peer Lending Market Analysis 13.1. Key Findings 13.2. Middle East & Africa Peer-to-Peer Lending Market Overview 13.3. Middle East & Africa Peer-to-Peer Lending Market Value Share Analysis, By Business Model 13.4. Middle East & Africa Peer-to-Peer Lending Market Forecast, By Business Model 13.4.1. Alternate marketplace lending 13.4.2. Traditional lending 13.5. Middle East & Africa Peer-to-Peer Lending Market Value Share Analysis, By End User 13.6. Middle East & Africa Peer-to-Peer Lending Market Forecast, By End User 13.6.1. Small business loans 13.6.2. Consumer credit loans 13.6.3. Real estate loans 13.6.4. Student loans 13.7. Middle East & Africa Peer-to-Peer Lending Market Value Share Analysis, by Country 13.8. Middle East & Africa Peer-to-Peer Lending Market Forecast, by Country 13.8.1. GCC 13.8.2. South Africa 13.8.3. Rest of Middle East & Africa 13.9. Middle East & Africa Peer-to-Peer Lending Market Analysis, by Country 13.10. GCC Peer-to-Peer Lending Market Forecast, By Business Model 13.10.1. Alternate marketplace lending 13.10.2. Traditional lending 13.11. GCC Peer-to-Peer Lending Market Forecast, By End User 13.11.1. Small business loans 13.11.2. Consumer credit loans 13.11.3. Real estate loans 13.11.4. Student loans 13.12. South Africa Peer-to-Peer Lending Market Forecast, By Business Model 13.12.1. Alternate marketplace lending 13.12.2. Traditional lending 13.13. South Africa Peer-to-Peer Lending Market Forecast, By End User 13.13.1. Small business loans 13.13.2. Consumer credit loans 13.13.3. Real estate loans 13.13.4. Student loans 13.14. Rest of Middle East & Africa Peer-to-Peer Lending Market Forecast, By Business Model 13.14.1. Alternate marketplace lending 13.14.2. Traditional lending 13.15. Rest of Middle East & Africa Peer-to-Peer Lending Market Forecast, By End User 13.15.1. Small business loans 13.15.2. Consumer credit loans 13.15.3. Real estate loans 13.15.4. Student loans 13.16. Middle East & Africa Peer-to-Peer Lending Market Attractiveness Analysis 13.16.1. By Business Model 13.16.2. By End User 13.17. PEST Analysis 13.18. Key Trends 13.19. Key Developments 14. South America Peer-to-Peer Lending Market Analysis 14.1. Key Findings 14.2. South America Peer-to-Peer Lending Market Overview 14.3. South America Peer-to-Peer Lending Market Value Share Analysis, By Business Model 14.4. South America Peer-to-Peer Lending Market Forecast, By Business Model 14.4.1. Alternate marketplace lending 14.4.2. Traditional lending 14.5. South America Peer-to-Peer Lending Market Value Share Analysis, By End User 14.6. South America Peer-to-Peer Lending Market Forecast, By End User 14.6.1. Small business loans 14.6.2. Consumer credit loans 14.6.3. Real estate loans 14.6.4. Student loans 14.7. South America Peer-to-Peer Lending Market Value Share Analysis, by Country 14.8. South America Peer-to-Peer Lending Market Forecast, by Country 14.8.1. Brazil 14.8.2. Mexico 14.8.3. Rest of South America 14.9. South America Peer-to-Peer Lending Market Analysis, by Country 14.10. Brazil Peer-to-Peer Lending Market Forecast, By Business Model 14.10.1. Alternate marketplace lending 14.10.2. Traditional lending 14.11. Brazil Peer-to-Peer Lending Market Forecast, By End User 14.11.1. Small business loans 14.11.2. Consumer credit loans 14.11.3. Real estate loans 14.11.4. Student loans 14.12. Mexico Peer-to-Peer Lending Market Forecast, By Business Model 14.12.1. Alternate marketplace lending 14.12.2. Traditional lending 14.13. Mexico Peer-to-Peer Lending Market Forecast, By End User 14.13.1. Small business loans 14.13.2. Consumer credit loans 14.13.3. Real estate loans 14.13.4. Student loans 14.14. Rest of South America Peer-to-Peer Lending Market Forecast, By Business Model 14.14.1. Alternate marketplace lending 14.14.2. Traditional lending 14.15. Rest of South America Peer-to-Peer Lending Market Forecast, By End User 14.15.1. Small business loans 14.15.2. Consumer credit loans 14.15.3. Real estate loans 14.15.4. Student loans 14.16. South America Peer-to-Peer Lending Market Attractiveness Analysis 14.16.1. By Business Model 14.16.2. By End User 14.17. PEST Analysis 14.18. Key Trends 14.19. Key Developments 15. Company Profiles 15.1. Market Share Analysis, by Company 15.2. Competition Matrix 15.2.1. Competitive Benchmarking of key players by price, presence, market share, Vehicles and R&D investment 15.2.2. New Product Launches and Product Enhancements 15.2.3. Market Consolidation 15.2.3.1. M&A by Regions, Investment and Vehicles 15.2.3.2. M&A Key Players, Forward Integration and Backward 15.2.3.3. Integration 15.3. Company Profiles: Key Players 15.3.1. Lending Club Corporation 15.3.1.1. Company Overview 15.3.1.2. Financial Overview 15.3.1.3. Product Portfolio 15.3.1.4. Business Strategy 15.3.1.5. Recent Developments 15.3.1.6. Development Footprint 15.3.2. Funding Circle Limited 15.3.3. Marketplace, Inc. 15.3.4. Upstart Network Inc 15.3.5. Common Bond Inc 15.3.6. Pave, Inc 15.3.7. Daric Inc. 15.3.8. Social Finance Inc. 15.3.9. Prosper Marketplace, Inc. 15.3.10. Daric Social Finance, Inc. 15.3.11. Zopa Limited 15.3.12. Avant, Inc. 15.3.13. onDeck Capital, Inc. 15.3.14. RateSetter 15.3.15. Kabbage, Inc. 15.3.16. LendUp 15.3.17. Peerform 15.3.18. Circleback Lending, LLC. 15.3.19. Isepankur 15.3.20. Auxmoney GmbH 15.3.21. Lendingtree Inc. 15.3.22. On Deck Capital Inc. 15.3.23. Retail Money Market Ltd. 15.3.24. Social Finance Inc. 15.3.25. Zopa Limited 16. Primary Key Insights

About This Report

Report ID54358
Category Information Technology & Telecommunication
Published DateMarch 2020
Updated DateSept 2021
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