Personal Loans Market size was valued at USD 83.79 Bn. in 2023 and the total Personal Loans revenue is expected to grow by 32.4 % from 2024 to 2030, reaching nearly USD 597.6 Bn.Personal Loans Market Overview
A personal loan is an amount of money borrowed by an individual for various purposes such as paying for home renovations, consolidating debt, and weddings. Personal loans are generally offered by banks, credit unions, and online loan providers. Moreover, personal loans have low-interest rates than credit cards and it is used to consolidate multiple credit card debts into a single and lower-cost monthly payment. The personal loans market is attracted a greater number of consumers because of their low-interest rates & higher borrowing limits, which is a major driving factor for market growth. Personal loans have a single & fixed-rate monthly payment and are easy to manage than other several credit cards with different interest rates, payment due dates, and other variables. These factors contribute to the growth of the market.To know about the Research Methodology :- Request Free Sample Report The personal loans market is currently experiencing rapid growth, with the major market players such as American Express Company, Avant, LLC, Barclays, DBS Bank India Limited, and Goldman Sachs among others, actively contributing to the industry's progression. As the market continues growing and evolving, these are the key players contributing to boosting the market. Rising Financial Growth, Awareness in People, and Digitalization Boosting the Personal loans market The market is driven by several factors that contribute to rapid growth and popularity. The market is driven by the major driver which is growing awareness and financial inclusion among the customers. There has been increased awareness about personal loans and their benefits among the global population. The personal loans market is growing due to various factors like the rising demand for short-term financing, quick lending processes, and collateral-free credit programs. However, the market faces challenges from digital credit platforms and changing regulations. The use of digitalization and automation has made the documentation process easier, attracting more customers to apply for loans. Banks and NBFCs are adopting technology to enable paperless and automated lending processes. Technological Advancements in the Field of Lending Integrating AI technology has further improved efficiency for personal loan providers. AI helps track customers' financial information, credit history, and online activity, making loan assessments more accurate. It also benefits lenders by managing loans better, reducing costs, and ensuring regulatory compliance. Overall, AI-driven processes enable faster loan approval and repayment, aid first-time borrowers in building credit scores, lower service costs for banks, and enhance market protection and regulatory enforcement. It helps to boost the personal loans market. Personal Loans Market Restraints: COVID-19 Impact which hampered the Personal Loans Market The COVID-19 pandemic has had a significant impact on the global consumer credit industry. The demand for personal loans has decreased significantly due to various factors. Consumers are feeling uncertain about the future, which has led to a lack of confidence in taking on personal loans. Unstable employment conditions and economic uncertainty have also contributed to lower demand for the personal loans market. Moreover, the lockdowns and restrictions imposed during the pandemic have forced banks to offer loan suspensions, allowing borrowers to postpone loan repayments. Personal Loans Market Opportunities: Rising Industrialization and Urbanization Create Opportunities to Grow Personal Loans Market The market significantly presents opportunities for growth and innovation. Increasing population, rising incomes, urbanization, and industrialization expanding the Personal loans market. These aspects create opportunities for lenders to lap into a growing market of individuals seeking personal loans for various purposes. Additionally, the globe has witnessed a rapid increase in digital penetration, especially with the widespread adoption of smartphones and widely spread internet services. This digital transformation provides opportunities for the personal loans market to reach a wider customer base through online platforms, digital marketing, and strategies. Simply application processes, quick approval, and seamless documentation submission processes have attracted customers to the market.
Personal Loans Market Trends:
The Rising of Fintech Companies and Financial Institutions Contributed to The Growth of Personal Loans Market. The market is experiencing significant growth due to its increase in digital marketing technology. The market driving market growth as more people apply for personal loans through various online lenders which makes the process faster and more convenient for borrowers. The rising of fintech companies and financial institutions contributed to this growth. They use automated systems to calculate loan applications, which speeds up the approval process. The outcome becomes individuals have easily get personal loans without having to visit physical bank branches. The Govt. of India has helped to increase the personal loans market through initiatives like Digital India and financial inclusion programs. For instance, schemes like Jan Dhan Yojana and Aadhar-based e-KYC have made it easier for individuals to access financial services, while the implementation of Goods and Services Tax (GST) has streamlined loan approvals for businesses.Personal Loans Market Segment Analysis:
Based on Type: The market is segmented into P2P Marketplace Lending and Balance Sheet Lending. In 2023, the P2P marketplace lending sector emerged as a dominant force in the global market. Its advantages over traditional loans, including easier accessibility, higher returns for investors, and lower interest rates, are fueling demand and driving expansion within the personal loan industry.
Personal Loans Market Regional Insights:
In 2023, the revenue of the North America Personal Loans Market Dominated the global market for 46% share and is expected to continue its dominance during the forecast period. The market is expected to grow the countries in this region are the most technologically advanced country such as the US and the other adoption of pioneer technologies such as AI and the Internet of Things (IoT). Hence, the presence of key vendors in the region will drive the growth of the market focus during the forecast period. The Asia Pacific accounts for a significant portion of the market for personal loans, driven by the increasing loan inquiries by youngsters across emerging economies, rapid boost in consumption-led credit products, and increasing loan access to improve quality of life. Loan growth in well-established economies such as Singapore is further invigorating the market growth in the Asia Pacific. In the forecast years, Europe is likely to register healthy growth in the market for personal loans, owing to the robust growth of digital loan application services, with a sizable share of the market accounted for by the United Kingdom. The increasing number of lenders from traditional financial institutions and banks in the United Kingdom is leading to a rapid expansion of the market in the country.Personal Loans Market Scope: Inquire Before Buying
Global Personal Loans Market Report Coverage Details Base Year: 2023 Forecast Period: 2024-2030 Historical Data: 2018 to 2023 Market Size in 2023: US $ 83.79 Bn. Forecast Period 2024 to 2030 CAGR: 32.4% Market Size in 2030: US $ 597.6 Bn. Segments Covered: by Type P2P Marketplace Lending Balance Sheet Lending by Age Less Than 30 30-50 More Than 50 by Marital Status Married Single Others by Employment Status Salaried Business Personal Loans Market, by Region
North America (United States, Canada and Mexico) Europe (UK, France, Germany, Italy, Spain, Sweden, Austria, Turkey, Russia and Rest of Europe) Asia Pacific (China, India, Japan, South Korea, Australia, ASEAN and Rest of APAC) Middle East and Africa (South Africa, GCC, Egypt, Nigeria and Rest of ME&A) South America (Brazil, Argentina, Columbia and Rest of South America)Key Players in the Personal Loans Industry
1. LightStream 2. Rocket Loans 3. Upstart 4. SoFi 5. Earnin 6. HDFC 7. Bank of India 8. Central Bank of India 9. SBI 10. American Express Company 11. Avant, LLC. 12. Barclays 13. DBS Bank India Limited 14. Goldman Sachs 15. LendingClub Bank. 16. Prosper Funding LLC. 17. Social Finance 18. Truist 19. Wells Fargo Frequently Asked Questions: 1] How big is the market? Ans. The market size is estimated to grow at $597.6 billion by 2030. 2] What are the factors driving the market? Ans. The key factors driving the market growth are: 1. Use of advanced technologies in the loan process 2. Rise in adoption of cloud-based personal loan servicing software offerings 3] At what CAGR, the Market is expected to grow from 2024-2030? Ans. The Market is estimated to grow at a CAGR of 32.4% from 2024 to 2030. 4] What is the risk of a personal loan? Ans. Risks of taking out a personal loan include high-interest rates, prepayment fees, origination fees, damage to your credit score, and an unmanageable debt burden. 5] Is a personal loan good for investment? Ans. Investing funds borrowed through Personal Loan in the stock market makes sense if the borrowed amount helps make more money. For instance, if the borrower gets a loan at low-interest rates and invests it in a high-return stock may generate more income than what they pay towards the principal and interest.
1. Personal Loans Market Introduction 1.1. Study Assumption and Market Definition 1.2. Scope of the Study 1.3. Executive Summary 2. Personal Loans Market: Dynamics 2.1. Personal Loans Market Trends by Region 2.1.1. North America Personal Loans Market Trends 2.1.2. Europe Personal Loans Market Trends 2.1.3. Asia Pacific Personal Loans Market Trends 2.1.4. Middle East and Africa Personal Loans Market Trends 2.1.5. South America Personal Loans Market Trends 2.2. Personal Loans Market Dynamics by Region 2.2.1. North America 2.2.1.1. North America Personal Loans Market Drivers 2.2.1.2. North America Personal Loans Market Restraints 2.2.1.3. North America Personal Loans Market Opportunities 2.2.1.4. North America Personal Loans Market Challenges 2.2.2. Europe 2.2.2.1. Europe Personal Loans Market Drivers 2.2.2.2. Europe Personal Loans Market Restraints 2.2.2.3. Europe Personal Loans Market Opportunities 2.2.2.4. Europe Personal Loans Market Challenges 2.2.3. Asia Pacific 2.2.3.1. Asia Pacific Personal Loans Market Drivers 2.2.3.2. Asia Pacific Personal Loans Market Restraints 2.2.3.3. Asia Pacific Personal Loans Market Opportunities 2.2.3.4. Asia Pacific Personal Loans Market Challenges 2.2.4. Middle East and Africa 2.2.4.1. Middle East and Africa Personal Loans Market Drivers 2.2.4.2. Middle East and Africa Personal Loans Market Restraints 2.2.4.3. Middle East and Africa Personal Loans Market Opportunities 2.2.4.4. Middle East and Africa Personal Loans Market Challenges 2.2.5. South America 2.2.5.1. South America Personal Loans Market Drivers 2.2.5.2. South America Personal Loans Market Restraints 2.2.5.3. South America Personal Loans Market Opportunities 2.2.5.4. South America Personal Loans Market Challenges 2.3. PORTER’s Five Forces Analysis 2.4. PESTLE Analysis 2.5. Technology Roadmap 2.6. Regulatory Landscape by Region 2.6.1. North America 2.6.2. Europe 2.6.3. Asia Pacific 2.6.4. Middle East and Africa 2.6.5. South America 2.7. Key Opinion Leader Analysis For Personal Loans Industry 2.8. Analysis of Government Schemes and Initiatives For Personal Loans Industry 2.9. Personal Loans Market Trade Analysis 2.10. The Global Pandemic Impact on Personal Loans Market 3. Personal Loans Market: Global Market Size and Forecast by Segmentation by Demand and Supply Side (by Value in USD Million) 2023-2030 3.1. Personal Loans Market Size and Forecast, by Type (2023-2030) 3.1.1. P2P Marketplace Lending 3.1.2. Balance Sheet Lending 3.2. Personal Loans Market Size and Forecast, by Age (2023-2030) 3.2.1. Less Than 30 3.2.2. 30-50 3.2.3. More Than 50 3.3. Personal Loans Market Size and Forecast, by Marital Status (2023-2030) 3.3.1. Married 3.3.2. Single 3.3.3. Others 3.4. Personal Loans Market Size and Forecast, by Employment Status (2023-2030) 3.4.1. Salaried 3.4.2. Business 3.5. Personal Loans Market Size and Forecast, by Region (2023-2030) 3.5.1. North America 3.5.2. Europe 3.5.3. Asia Pacific 3.5.4. Middle East and Africa 3.5.5. South America 4. North America Personal Loans Market Size and Forecast by Segmentation (by Value in USD Million) 2023-2030 4.1. North America Personal Loans Market Size and Forecast, by Type (2023-2030) 4.1.1. P2P Marketplace Lending 4.1.2. Balance Sheet Lending 4.2. North America Personal Loans Market Size and Forecast, by Age (2023-2030) 4.2.1. Less Than 30 4.2.2. 30-50 4.2.3. More Than 50 4.3. North America Personal Loans Market Size and Forecast, by Marital Status (2023-2030) 4.3.1. Married 4.3.2. Single 4.3.3. Others 4.4. North America Personal Loans Market Size and Forecast, by Employment Status (2023-2030) 4.4.1. Salaried 4.4.2. Business 4.5. North America Personal Loans Market Size and Forecast, by Country (2023-2030) 4.5.1. United States 4.5.1.1. United States Personal Loans Market Size and Forecast, by Type (2023-2030) 4.5.1.1.1. P2P Marketplace Lending 4.5.1.1.2. Balance Sheet Lending 4.5.1.2. United States Personal Loans Market Size and Forecast, by Age (2023-2030) 4.5.1.2.1. Less Than 30 4.5.1.2.2. 30-50 4.5.1.2.3. More Than 50 4.5.1.3. United States Personal Loans Market Size and Forecast, by Marital Status (2023-2030) 4.5.1.3.1. Married 4.5.1.3.2. Single 4.5.1.3.3. Others 4.5.1.4. United States Personal Loans Market Size and Forecast, by Employment Status (2023-2030) 4.5.1.4.1. Salaried 4.5.1.4.2. Business 4.5.2. Canada 4.5.2.1. Canada Personal Loans Market Size and Forecast, by Type (2023-2030) 4.5.2.1.1. P2P Marketplace Lending 4.5.2.1.2. Balance Sheet Lending 4.5.2.2. Canada Personal Loans Market Size and Forecast, by Age (2023-2030) 4.5.2.2.1. Less Than 30 4.5.2.2.2. 30-50 4.5.2.2.3. More Than 50 4.5.2.3. Canada Personal Loans Market Size and Forecast, by Marital Status (2023-2030) 4.5.2.3.1. Married 4.5.2.3.2. Single 4.5.2.3.3. Others 4.5.2.4. Canada Personal Loans Market Size and Forecast, by Employment Status (2023-2030) 4.5.2.4.1. Salaried 4.5.2.4.2. Business 4.5.3. Mexico 4.5.3.1. Mexico Personal Loans Market Size and Forecast, by Type (2023-2030) 4.5.3.1.1. P2P Marketplace Lending 4.5.3.1.2. Balance Sheet Lending 4.5.3.2. Mexico Personal Loans Market Size and Forecast, by Age (2023-2030) 4.5.3.2.1. Less Than 30 4.5.3.2.2. 30-50 4.5.3.2.3. More Than 50 4.5.3.3. Mexico Personal Loans Market Size and Forecast, by Marital Status (2023-2030) 4.5.3.3.1. Married 4.5.3.3.2. Single 4.5.3.3.3. Others 4.5.3.4. Mexico Personal Loans Market Size and Forecast, by Employment Status (2023-2030) 4.5.3.4.1. Salaried 4.5.3.4.2. Business 5. Europe Personal Loans Market Size and Forecast by Segmentation (by Value in USD Million) 2023-2030 5.1. Europe Personal Loans Market Size and Forecast, by Type (2023-2030) 5.2. Europe Personal Loans Market Size and Forecast, by Age (2023-2030) 5.3. Europe Personal Loans Market Size and Forecast, by Marital Status (2023-2030) 5.4. Europe Personal Loans Market Size and Forecast, by Employment Status (2023-2030) 5.5. Europe Personal Loans Market Size and Forecast, by Country (2023-2030) 5.5.1. United Kingdom 5.5.1.1. United Kingdom Personal Loans Market Size and Forecast, by Type (2023-2030) 5.5.1.2. United Kingdom Personal Loans Market Size and Forecast, by Age (2023-2030) 5.5.1.3. United Kingdom Personal Loans Market Size and Forecast, by Marital Status (2023-2030) 5.5.1.4. United Kingdom Personal Loans Market Size and Forecast, by Employment Status (2023-2030) 5.5.2. France 5.5.2.1. France Personal Loans Market Size and Forecast, by Type (2023-2030) 5.5.2.2. France Personal Loans Market Size and Forecast, by Age (2023-2030) 5.5.2.3. France Personal Loans Market Size and Forecast, by Marital Status (2023-2030) 5.5.2.4. France Personal Loans Market Size and Forecast, by Employment Status (2023-2030) 5.5.3. Germany 5.5.3.1. Germany Personal Loans Market Size and Forecast, by Type (2023-2030) 5.5.3.2. Germany Personal Loans Market Size and Forecast, by Age (2023-2030) 5.5.3.3. Germany Personal Loans Market Size and Forecast, by Marital Status (2023-2030) 5.5.3.4. Germany Personal Loans Market Size and Forecast, by Employment Status (2023-2030) 5.5.4. Italy 5.5.4.1. Italy Personal Loans Market Size and Forecast, by Type (2023-2030) 5.5.4.2. Italy Personal Loans Market Size and Forecast, by Age (2023-2030) 5.5.4.3. Italy Personal Loans Market Size and Forecast, by Marital Status (2023-2030) 5.5.4.4. Italy Personal Loans Market Size and Forecast, by Employment Status (2023-2030) 5.5.5. Spain 5.5.5.1. Spain Personal Loans Market Size and Forecast, by Type (2023-2030) 5.5.5.2. Spain Personal Loans Market Size and Forecast, by Age (2023-2030) 5.5.5.3. Spain Personal Loans Market Size and Forecast, by Marital Status (2023-2030) 5.5.5.4. Spain Personal Loans Market Size and Forecast, by Employment Status (2023-2030) 5.5.6. Sweden 5.5.6.1. Sweden Personal Loans Market Size and Forecast, by Type (2023-2030) 5.5.6.2. Sweden Personal Loans Market Size and Forecast, by Age (2023-2030) 5.5.6.3. Sweden Personal Loans Market Size and Forecast, by Marital Status (2023-2030) 5.5.6.4. Sweden Personal Loans Market Size and Forecast, by Employment Status (2023-2030) 5.5.7. Austria 5.5.7.1. Austria Personal Loans Market Size and Forecast, by Type (2023-2030) 5.5.7.2. Austria Personal Loans Market Size and Forecast, by Age (2023-2030) 5.5.7.3. Austria Personal Loans Market Size and Forecast, by Marital Status (2023-2030) 5.5.7.4. Austria Personal Loans Market Size and Forecast, by Employment Status (2023-2030) 5.5.8. Rest of Europe 5.5.8.1. Rest of Europe Personal Loans Market Size and Forecast, by Type (2023-2030) 5.5.8.2. Rest of Europe Personal Loans Market Size and Forecast, by Age (2023-2030) 5.5.8.3. Rest of Europe Personal Loans Market Size and Forecast, by Marital Status (2023-2030) 5.5.8.4. Rest of Europe Personal Loans Market Size and Forecast, by Employment Status (2023-2030) 6. Asia Pacific Personal Loans Market Size and Forecast by Segmentation (by Value in USD Million) 2023-2030 6.1. Asia Pacific Personal Loans Market Size and Forecast, by Type (2023-2030) 6.2. Asia Pacific Personal Loans Market Size and Forecast, by Age (2023-2030) 6.3. Asia Pacific Personal Loans Market Size and Forecast, by Marital Status (2023-2030) 6.4. Asia Pacific Personal Loans Market Size and Forecast, by Employment Status (2023-2030) 6.5. Asia Pacific Personal Loans Market Size and Forecast, by Country (2023-2030) 6.5.1. China 6.5.1.1. China Personal Loans Market Size and Forecast, by Type (2023-2030) 6.5.1.2. China Personal Loans Market Size and Forecast, by Age (2023-2030) 6.5.1.3. China Personal Loans Market Size and Forecast, by Marital Status (2023-2030) 6.5.1.4. China Personal Loans Market Size and Forecast, by Employment Status (2023-2030) 6.5.2. S Korea 6.5.2.1. S Korea Personal Loans Market Size and Forecast, by Type (2023-2030) 6.5.2.2. S Korea Personal Loans Market Size and Forecast, by Age (2023-2030) 6.5.2.3. S Korea Personal Loans Market Size and Forecast, by Marital Status (2023-2030) 6.5.2.4. S Korea Personal Loans Market Size and Forecast, by Employment Status (2023-2030) 6.5.3. Japan 6.5.3.1. Japan Personal Loans Market Size and Forecast, by Type (2023-2030) 6.5.3.2. Japan Personal Loans Market Size and Forecast, by Age (2023-2030) 6.5.3.3. Japan Personal Loans Market Size and Forecast, by Marital Status (2023-2030) 6.5.3.4. Japan Personal Loans Market Size and Forecast, by Employment Status (2023-2030) 6.5.4. India 6.5.4.1. India Personal Loans Market Size and Forecast, by Type (2023-2030) 6.5.4.2. India Personal Loans Market Size and Forecast, by Age (2023-2030) 6.5.4.3. India Personal Loans Market Size and Forecast, by Marital Status (2023-2030) 6.5.4.4. India Personal Loans Market Size and Forecast, by Employment Status (2023-2030) 6.5.5. Australia 6.5.5.1. Australia Personal Loans Market Size and Forecast, by Type (2023-2030) 6.5.5.2. Australia Personal Loans Market Size and Forecast, by Age (2023-2030) 6.5.5.3. Australia Personal Loans Market Size and Forecast, by Marital Status (2023-2030) 6.5.5.4. Australia Personal Loans Market Size and Forecast, by Employment Status (2023-2030) 6.5.6. Indonesia 6.5.6.1. Indonesia Personal Loans Market Size and Forecast, by Type (2023-2030) 6.5.6.2. Indonesia Personal Loans Market Size and Forecast, by Age (2023-2030) 6.5.6.3. Indonesia Personal Loans Market Size and Forecast, by Marital Status (2023-2030) 6.5.6.4. Indonesia Personal Loans Market Size and Forecast, by Employment Status (2023-2030) 6.5.7. Malaysia 6.5.7.1. Malaysia Personal Loans Market Size and Forecast, by Type (2023-2030) 6.5.7.2. Malaysia Personal Loans Market Size and Forecast, by Age (2023-2030) 6.5.7.3. Malaysia Personal Loans Market Size and Forecast, by Marital Status (2023-2030) 6.5.7.4. Malaysia Personal Loans Market Size and Forecast, by Employment Status (2023-2030) 6.5.8. Vietnam 6.5.8.1. Vietnam Personal Loans Market Size and Forecast, by Type (2023-2030) 6.5.8.2. Vietnam Personal Loans Market Size and Forecast, by Age (2023-2030) 6.5.8.3. Vietnam Personal Loans Market Size and Forecast, by Marital Status (2023-2030) 6.5.8.4. Vietnam Personal Loans Market Size and Forecast, by Employment Status (2023-2030) 6.5.9. Taiwan 6.5.9.1. Taiwan Personal Loans Market Size and Forecast, by Type (2023-2030) 6.5.9.2. Taiwan Personal Loans Market Size and Forecast, by Age (2023-2030) 6.5.9.3. Taiwan Personal Loans Market Size and Forecast, by Marital Status (2023-2030) 6.5.9.4. Taiwan Personal Loans Market Size and Forecast, by Employment Status (2023-2030) 6.5.10. Rest of Asia Pacific 6.5.10.1. Rest of Asia Pacific Personal Loans Market Size and Forecast, by Type (2023-2030) 6.5.10.2. Rest of Asia Pacific Personal Loans Market Size and Forecast, by Age (2023-2030) 6.5.10.3. Rest of Asia Pacific Personal Loans Market Size and Forecast, by Marital Status (2023-2030) 6.5.10.4. Rest of Asia Pacific Personal Loans Market Size and Forecast, by Employment Status (2023-2030) 7. Middle East and Africa Personal Loans Market Size and Forecast by Segmentation (by Value in USD Million) 2023-2030 7.1. Middle East and Africa Personal Loans Market Size and Forecast, by Type (2023-2030) 7.2. Middle East and Africa Personal Loans Market Size and Forecast, by Age (2023-2030) 7.3. Middle East and Africa Personal Loans Market Size and Forecast, by Marital Status (2023-2030) 7.4. Middle East and Africa Personal Loans Market Size and Forecast, by Employment Status (2023-2030) 7.5. Middle East and Africa Personal Loans Market Size and Forecast, by Country (2023-2030) 7.5.1. South Africa 7.5.1.1. South Africa Personal Loans Market Size and Forecast, by Type (2023-2030) 7.5.1.2. South Africa Personal Loans Market Size and Forecast, by Age (2023-2030) 7.5.1.3. South Africa Personal Loans Market Size and Forecast, by Marital Status (2023-2030) 7.5.1.4. South Africa Personal Loans Market Size and Forecast, by Employment Status (2023-2030) 7.5.2. GCC 7.5.2.1. GCC Personal Loans Market Size and Forecast, by Type (2023-2030) 7.5.2.2. GCC Personal Loans Market Size and Forecast, by Age (2023-2030) 7.5.2.3. GCC Personal Loans Market Size and Forecast, by Marital Status (2023-2030) 7.5.2.4. GCC Personal Loans Market Size and Forecast, by Employment Status (2023-2030) 7.5.3. Nigeria 7.5.3.1. Nigeria Personal Loans Market Size and Forecast, by Type (2023-2030) 7.5.3.2. Nigeria Personal Loans Market Size and Forecast, by Age (2023-2030) 7.5.3.3. Nigeria Personal Loans Market Size and Forecast, by Marital Status (2023-2030) 7.5.3.4. Nigeria Personal Loans Market Size and Forecast, by Employment Status (2023-2030) 7.5.4. Rest of ME&A 7.5.4.1. Rest of ME&A Personal Loans Market Size and Forecast, by Type (2023-2030) 7.5.4.2. Rest of ME&A Personal Loans Market Size and Forecast, by Age (2023-2030) 7.5.4.3. Rest of ME&A Personal Loans Market Size and Forecast, by Marital Status (2023-2030) 7.5.4.4. Rest of ME&A Personal Loans Market Size and Forecast, by Employment Status (2023-2030) 8. South America Personal Loans Market Size and Forecast by Segmentation (by Value in USD Million) 2023-2030 8.1. South America Personal Loans Market Size and Forecast, by Type (2023-2030) 8.2. South America Personal Loans Market Size and Forecast, by Age (2023-2030) 8.3. South America Personal Loans Market Size and Forecast, by Marital Status(2023-2030) 8.4. South America Personal Loans Market Size and Forecast, by Employment Status (2023-2030) 8.5. South America Personal Loans Market Size and Forecast, by Country (2023-2030) 8.5.1. Brazil 8.5.1.1. Brazil Personal Loans Market Size and Forecast, by Type (2023-2030) 8.5.1.2. Brazil Personal Loans Market Size and Forecast, by Age (2023-2030) 8.5.1.3. Brazil Personal Loans Market Size and Forecast, by Marital Status (2023-2030) 8.5.1.4. Brazil Personal Loans Market Size and Forecast, by Employment Status (2023-2030) 8.5.2. Argentina 8.5.2.1. Argentina Personal Loans Market Size and Forecast, by Type (2023-2030) 8.5.2.2. Argentina Personal Loans Market Size and Forecast, by Age (2023-2030) 8.5.2.3. Argentina Personal Loans Market Size and Forecast, by Marital Status (2023-2030) 8.5.2.4. Argentina Personal Loans Market Size and Forecast, by Employment Status (2023-2030) 8.5.3. Rest Of South America 8.5.3.1. Rest Of South America Personal Loans Market Size and Forecast, by Type (2023-2030) 8.5.3.2. Rest Of South America Personal Loans Market Size and Forecast, by Age (2023-2030) 8.5.3.3. Rest Of South America Personal Loans Market Size and Forecast, by Marital Status (2023-2030) 8.5.3.4. Rest Of South America Personal Loans Market Size and Forecast, by Employment Status (2023-2030) 9. Global Personal Loans Market: Competitive Landscape 9.1. MMR Competition Matrix 9.2. Competitive Landscape 9.3. Key Players Benchmarking 9.3.1. Company Name 9.3.2. Business Segment 9.3.3. End-user Segment 9.3.4. Revenue (2022) 9.3.5. Company Locations 9.4. Leading Personal Loans Market Companies, by market capitalization 9.5. Market Structure 9.5.1. Market Leaders 9.5.2. Market Followers 9.5.3. Emerging Players 9.6. Mergers and Acquisitions Details 10. Company Profile: Key Players 10.1. LightStream 10.1.1. Company Overview 10.1.2. Business Portfolio 10.1.3. Financial Overview 10.1.4. SWOT Analysis 10.1.5. Strategic Analysis 10.1.6. Scale of Operation (small, medium, and large) 10.1.7. Details on Partnership 10.1.8. Regulatory Accreditations and Certifications Received by Them 10.1.9. Awards Received by the Firm 10.1.10. Recent Developments 10.2. Rocket Loans 10.3. Upstart 10.4. SoFi 10.5. Earnin 10.6. HDFC 10.7. Bank of India 10.8. Central Bank of India 10.9. SBI 10.10. American Express Company 10.11. Avant, LLC. 10.12. Barclays 10.13. DBS Bank India Limited 10.14. Goldman Sachs 10.15. LendingClub Bank. 10.16. Prosper Funding LLC. 10.17. Social Finance 10.18. Truist 10.19. Wells Fargo 11. Key Findings 12. Industry Recommendations 13. Personal Loans Market: Research Methodology 14. Terms and Glossary