Online Banking Market was valued at US$ 16.74 Bn. in 2022 and is expected to reach US$ 40.88 Bn. by 2029, at a CAGR of 13.6% during a forecast period.Online Banking Market Overview:
The Online Banking Market was valued at US$ 16.74 Bn. in 2022. Customers can make financial transactions via the Internet using online banking, commonly known as Internet banking or web banking. Virtually every function, such as deposits, transfers, and online bill payments, is available via internet banking. The service is designed to be convenient and time-saving, allowing customers to complete any transaction, beginning with account opening, online. Consumers can use online banking to keep a close eye on their accounts and keep them safe. Access to banking information 24 hours a day, 7 days a week helps to discover fraudulent behavior early, protecting you from financial harm or loss.To know about the Research Methodology :- Request Free Sample Report
COVID-19 Impact on Online Banking Market:
In the last few months, almost every firm on the planet has suffered a setback. As a result of various precautionary lockdowns and other restrictions imposed by governments around the world, severe disruptions in their manufacturing and supply-chain operations have occurred. The same may be said for the global market for online banking. Furthermore, consumer demand has declined as people have become more focused on cutting non-essential expenses from their budgets as a result of the outbreak's negative impact on the general economic position of most people. Over the forecast period, the aforementioned factors are likely to weigh on the global Online Banking market's revenue trajectory. The global Online Banking business is projected to rebound as individual regulatory agencies begin to abolish these enforced lockdowns.Online Banking Market Dynamics:
The convenience of doing financial transactions from the comfort of one's own home, as well as other convenient locations, is primarily driving the online banking business. E-commerce and online payment services have exploded as a result of the increasing use of the Internet around the world. In addition, shifting consumer behavior is allowing service providers to develop alternative payment methods. This is a primary driver of the internet banking industry. The market is expected to move forward if state institutions contribute more to the growth of alternative payment methods and digital services. Consumers, who are primarily driving the worldwide market, are progressively seeking greater transparency and flexibility in banking operations. The increased frequency of cyber-attacks, on the other hand, is expected to slow the adoption of online banking. According to a clear swift survey, 70 % of financial businesses had cyber-security incidents in FY20. One of the most significant issues that banks face around the world is avoiding cyber-attacks. Similarly, because each region has various market characteristics, the MMR study covers global online banking industry drivers and restraints by region. Demand drivers and restrictions are discussed separately in a chapter dedicated to the user's convenience. There are two types of drivers: demand-side and supply-side.Online Banking Market segment analysis:
Based on service type, the payment segment held the largest share of 13.6% in 2022. With an increased focus on smartphone use and widespread internet access in various countries, demand for online banking is projected to continue to climb, and it is expected to maintain its market dominance. Customers are also using online banking more regularly as banks offer real-time payment solutions, normal banking transactions online, bill payment tools, and other services. Based on banking type, retail banking dominated the market and this segment held 13.6% of the share in 2022. With changing customer behavior and expectations, growing competitors, and breakthrough technologies, the digital revolution has disrupted the marketplace. Financial institutions are modifying their operating methods to deliver premium services to consumers and better account management as the number of channels grows.Regional Insight:
The North America region held the largest market share of 13.6% in 2022. North American citizens are more eager and open to using technology and services. The expansion of the online banking market in the region is being fueled by advancements in information technology and the creation of a consumer-friendly interactive user interface for websites and applications. Asia pacific is the second-dominate region and it held 13.6% of the share in 2022. The market in this region is growing as a result of rising government efforts such as Digital India, which encourage people to use internet services. Several European countries, like the Nordics, Germany, and Austria, have seen a considerable decrease in physical cash transactions, boosting market income and propelling the online banking sector. Recent Development: • Apex Group Ltd., a well-known financial services company, announced the launch of its digital bank and onboarding platform through its subsidiary European Depositary Bank ("EDB") in March 2021. According to the company, the platform will be able to process and open bank accounts in Luxembourg in just five days if all KYC checks are completed by the client. The objective of the report is to present a comprehensive analysis of the Online Banking market to the stakeholders in the industry. The past and current status of the industry with the forecasted market size and trends are presented in the report with the analysis of complicated data in simple language. The report covers all the aspects of the industry with a dedicated study of key players that include market leaders, followers, and new entrants. PORTER, PESTEL analysis with the potential impact of micro-economic factors of the market have been presented in the report. External as well as internal factors that are supposed to affect the business positively or negatively have been analyzed, which will give a clear futuristic view of the industry to the decision-makers. The report also helps in understanding the Online Banking market dynamics, structure by analyzing the market segments and projects the Online Banking market size. Clear representation of competitive analysis of key players by product, price, financial position, product portfolio, growth strategies, and regional presence in the Online Banking market make the report investor’s guide.Online Banking Market Scope: Inquire before buying
Online Banking Market Report Coverage Details Base Year: 2022 Forecast Period: 2023-2029 Historical Data: 2018 to 2022 Market Size in 2022: US $ 16.74 Bn. Forecast Period 2023 to 2029 CAGR: 13.6% Market Size in 2029: US $ 40.88 Bn. Segments Covered: by Software Type Customized software Standard software by Service Type Payments Processing Services Customer & Channel Management Wealth Management Others by Banking Type Retail Banking Corporate Banking Investment Banking Online Banking Market, by Region
North America (United States, Canada and Mexico) Europe (UK, France, Germany, Italy, Spain, Sweden, Austria and Rest of Europe) Asia Pacific (China, South Korea, Japan, India, Australia, Indonesia, Malaysia, Vietnam, Taiwan, Bangladesh, Pakistan and Rest of APAC) Middle East and Africa (South Africa, GCC, Egypt, Nigeria and Rest of ME&A) South America (razil, Argentina Rest of South America)Key Players:
1. ACI Worldwide, Inc. 2. Capital Banking Solution 3. CGI Inc. 4. COR Financial Solutions Limited 5. EdgeVerve Systems Limited 6. Fiserv, Inc. 7. Microsoft 8. Oracle 9. Tata Consultancy Services Limited 10. Temenos Headquarters SA 11. Financial Network services 12. Corillian 13. I-flex Solutions 14. Canopus Software Laboratory 15. First Source Bank 16. Rockall Technologies. 17. Appway AG 18. CREALOGIX AG 19. ebankIT 20. Etronika 21. Fidor Solutions AG 22. Finastra 23. Halcom.com 24. Infosys Limited 25. Intellect Design Arena Limited 26. SAP SE 27. Sopra Steria Frequently Asked Questions: 1. Which region has the largest share in Online Banking Market? Ans: North America region holds the highest share in 2022. 2. What is the growth rate of Online Banking Market? Ans: The Online Banking Market is growing at a CAGR of 13.6 % during forecasting period 2023-2029. 3. What segments are covered in Online Banking market? Ans: Online Banking Market is segmented into software type, service type, banking type and region. 4. Who are the key players in Online Banking market? Ans: The important key players in the Online Banking Market are – ACI Worldwide, Inc., Capital Banking Solution, CGI Inc., COR Financial Solutions Limited, EdgeVerve Systems Limited, Fiserv, Inc., Microsoft, Oracle, Tata Consultancy Services Limited, 5. What is the study period of this market? Ans: The Online Banking Market is studied from 2022 to 2029.
1. Online Banking Market Introduction 1.1. Study Assumption and Market Definition 1.2. Scope of the Study 1.3. Executive Summary 2. Online Banking Market: Dynamics 2.1. Online Banking Market Trends by Region 2.1.1. North America Online Banking Market Trends 2.1.2. Europe Online Banking Market Trends 2.1.3. Asia Pacific Online Banking Market Trends 2.1.4. Middle East and Africa Online Banking Market Trends 2.1.5. South America Online Banking Market Trends 2.2. Online Banking Market Dynamics by Region 2.2.1. North America 2.2.1.1. North America Online Banking Market Drivers 2.2.1.2. North America Online Banking Market Restraints 2.2.1.3. North America Online Banking Market Opportunities 2.2.1.4. North America Online Banking Market Challenges 2.2.2. Europe 2.2.2.1. Europe Online Banking Market Drivers 2.2.2.2. Europe Online Banking Market Restraints 2.2.2.3. Europe Online Banking Market Opportunities 2.2.2.4. Europe Online Banking Market Challenges 2.2.3. Asia Pacific 2.2.3.1. Asia Pacific Online Banking Market Drivers 2.2.3.2. Asia Pacific Online Banking Market Restraints 2.2.3.3. Asia Pacific Online Banking Market Opportunities 2.2.3.4. Asia Pacific Online Banking Market Challenges 2.2.4. Middle East and Africa 2.2.4.1. Middle East and Africa Online Banking Market Drivers 2.2.4.2. Middle East and Africa Online Banking Market Restraints 2.2.4.3. Middle East and Africa Online Banking Market Opportunities 2.2.4.4. Middle East and Africa Online Banking Market Challenges 2.2.5. South America 2.2.5.1. South America Online Banking Market Drivers 2.2.5.2. South America Online Banking Market Restraints 2.2.5.3. South America Online Banking Market Opportunities 2.2.5.4. South America Online Banking Market Challenges 2.3. PORTER’s Five Forces Analysis 2.4. PESTLE Analysis 2.5. Technology Roadmap 2.6. Regulatory Landscape by Region 2.6.1. North America 2.6.2. Europe 2.6.3. Asia Pacific 2.6.4. Middle East and Africa 2.6.5. South America 2.7. Key Opinion Leader Analysis For Online Banking Industry 2.8. Analysis of Government Schemes and Initiatives For Online Banking Industry 2.9. Online Banking Market Trade Analysis 2.10. The Global Pandemic Impact on Online Banking Market 3. Online Banking Market: Global Market Size and Forecast by Segmentation by Demand and Supply Side (by Value in USD Million) 2022-2029 3.1. Online Banking Market Size and Forecast, by Software Type (2022-2029) 3.1.1. Customized software 3.1.2. Standard software 3.2. Online Banking Market Size and Forecast, by Service Type (2022-2029) 3.2.1. Payments 3.2.2. Processing Services 3.2.3. Customer & Channel Management 3.2.4. Wealth Management 3.2.5. Others 3.3. Online Banking Market Size and Forecast, by Banking Type (2022-2029) 3.3.1. Retail Banking 3.3.2. Corporate Banking 3.3.3. Investment Banking 3.4. Online Banking Market Size and Forecast, by Region (2022-2029) 3.4.1. North America 3.4.2. Europe 3.4.3. Asia Pacific 3.4.4. Middle East and Africa 3.4.5. South America 4. North America Online Banking Market Size and Forecast by Segmentation (by Value in USD Million) 2022-2029 4.1. North America Online Banking Market Size and Forecast, by Software Type (2022-2029) 4.1.1. Customized software 4.1.2. Standard software 4.2. North America Online Banking Market Size and Forecast, by Service Type (2022-2029) 4.2.1. Payments 4.2.2. Processing Services 4.2.3. Customer & Channel Management 4.2.4. Wealth Management 4.2.5. Others 4.3. North America Online Banking Market Size and Forecast, by Banking Type (2022-2029) 4.3.1. Retail Banking 4.3.2. Corporate Banking 4.3.3. Investment Banking 4.4. North America Online Banking Market Size and Forecast, by Country (2022-2029) 4.4.1. United States 4.4.1.1. United States Online Banking Market Size and Forecast, by Software Type (2022-2029) 4.4.1.1.1. Customized software 4.4.1.1.2. Standard software 4.4.1.2. United States Online Banking Market Size and Forecast, by Service Type (2022-2029) 4.4.1.2.1. Payments 4.4.1.2.2. Processing Services 4.4.1.2.3. Customer & Channel Management 4.4.1.2.4. Wealth Management 4.4.1.2.5. Others 4.4.1.3. United States Online Banking Market Size and Forecast, by Banking Type (2022-2029) 4.4.1.3.1. Retail Banking 4.4.1.3.2. Corporate Banking 4.4.1.3.3. Investment Banking 4.4.2. Canada 4.4.2.1. Canada Online Banking Market Size and Forecast, by Software Type (2022-2029) 4.4.2.1.1. Customized software 4.4.2.1.2. Standard software 4.4.2.2. Canada Online Banking Market Size and Forecast, by Service Type (2022-2029) 4.4.2.2.1. Payments 4.4.2.2.2. Processing Services 4.4.2.2.3. Customer & Channel Management 4.4.2.2.4. Wealth Management 4.4.2.2.5. Others 4.4.2.3. Canada Online Banking Market Size and Forecast, by Banking Type (2022-2029) 4.4.2.3.1. Retail Banking 4.4.2.3.2. Corporate Banking 4.4.2.3.3. Investment Banking 4.4.3. Mexico 4.4.3.1. Mexico Online Banking Market Size and Forecast, by Software Type (2022-2029) 4.4.3.1.1. Customized software 4.4.3.1.2. Standard software 4.4.3.2. Mexico Online Banking Market Size and Forecast, by Service Type (2022-2029) 4.4.3.2.1. Payments 4.4.3.2.2. Processing Services 4.4.3.2.3. Customer & Channel Management 4.4.3.2.4. Wealth Management 4.4.3.2.5. Others 4.4.3.3. Mexico Online Banking Market Size and Forecast, by Banking Type (2022-2029) 4.4.3.3.1. Retail Banking 4.4.3.3.2. Corporate Banking 4.4.3.3.3. Investment Banking 5. Europe Online Banking Market Size and Forecast by Segmentation (by Value in USD Million) 2022-2029 5.1. Europe Online Banking Market Size and Forecast, by Software Type (2022-2029) 5.2. Europe Online Banking Market Size and Forecast, by Service Type (2022-2029) 5.3. Europe Online Banking Market Size and Forecast, by Banking Type (2022-2029) 5.4. Europe Online Banking Market Size and Forecast, by Country (2022-2029) 5.4.1. United Kingdom 5.4.1.1. United Kingdom Online Banking Market Size and Forecast, by Software Type (2022-2029) 5.4.1.2. United Kingdom Online Banking Market Size and Forecast, by Service Type (2022-2029) 5.4.1.3. United Kingdom Online Banking Market Size and Forecast, by Banking Type(2022-2029) 5.4.2. France 5.4.2.1. France Online Banking Market Size and Forecast, by Software Type (2022-2029) 5.4.2.2. France Online Banking Market Size and Forecast, by Service Type (2022-2029) 5.4.2.3. France Online Banking Market Size and Forecast, by Banking Type(2022-2029) 5.4.3. Germany 5.4.3.1. Germany Online Banking Market Size and Forecast, by Software Type (2022-2029) 5.4.3.2. Germany Online Banking Market Size and Forecast, by Service Type (2022-2029) 5.4.3.3. Germany Online Banking Market Size and Forecast, by Banking Type (2022-2029) 5.4.4. Italy 5.4.4.1. Italy Online Banking Market Size and Forecast, by Software Type (2022-2029) 5.4.4.2. Italy Online Banking Market Size and Forecast, by Service Type (2022-2029) 5.4.4.3. Italy Online Banking Market Size and Forecast, by Banking Type(2022-2029) 5.4.5. Spain 5.4.5.1. Spain Online Banking Market Size and Forecast, by Software Type (2022-2029) 5.4.5.2. Spain Online Banking Market Size and Forecast, by Service Type (2022-2029) 5.4.5.3. Spain Online Banking Market Size and Forecast, by Banking Type (2022-2029) 5.4.6. Sweden 5.4.6.1. Sweden Online Banking Market Size and Forecast, by Software Type (2022-2029) 5.4.6.2. Sweden Online Banking Market Size and Forecast, by Service Type (2022-2029) 5.4.6.3. Sweden Online Banking Market Size and Forecast, by Banking Type (2022-2029) 5.4.7. Austria 5.4.7.1. Austria Online Banking Market Size and Forecast, by Software Type (2022-2029) 5.4.7.2. Austria Online Banking Market Size and Forecast, by Service Type (2022-2029) 5.4.7.3. Austria Online Banking Market Size and Forecast, by Banking Type (2022-2029) 5.4.8. Rest of Europe 5.4.8.1. Rest of Europe Online Banking Market Size and Forecast, by Software Type (2022-2029) 5.4.8.2. Rest of Europe Online Banking Market Size and Forecast, by Service Type (2022-2029) 5.4.8.3. Rest of Europe Online Banking Market Size and Forecast, by Banking Type (2022-2029) 6. Asia Pacific Online Banking Market Size and Forecast by Segmentation (by Value in USD Million) 2022-2029 6.1. Asia Pacific Online Banking Market Size and Forecast, by Software Type (2022-2029) 6.2. Asia Pacific Online Banking Market Size and Forecast, by Service Type (2022-2029) 6.3. Asia Pacific Online Banking Market Size and Forecast, by Banking Type (2022-2029) 6.4. Asia Pacific Online Banking Market Size and Forecast, by Country (2022-2029) 6.4.1. China 6.4.1.1. China Online Banking Market Size and Forecast, by Software Type (2022-2029) 6.4.1.2. China Online Banking Market Size and Forecast, by Service Type (2022-2029) 6.4.1.3. China Online Banking Market Size and Forecast, by Banking Type (2022-2029) 6.4.2. S Korea 6.4.2.1. S Korea Online Banking Market Size and Forecast, by Software Type (2022-2029) 6.4.2.2. S Korea Online Banking Market Size and Forecast, by Service Type (2022-2029) 6.4.2.3. S Korea Online Banking Market Size and Forecast, by Banking Type (2022-2029) 6.4.3. Japan 6.4.3.1. Japan Online Banking Market Size and Forecast, by Software Type (2022-2029) 6.4.3.2. Japan Online Banking Market Size and Forecast, by Service Type (2022-2029) 6.4.3.3. Japan Online Banking Market Size and Forecast, by Banking Type (2022-2029) 6.4.4. India 6.4.4.1. India Online Banking Market Size and Forecast, by Software Type (2022-2029) 6.4.4.2. India Online Banking Market Size and Forecast, by Service Type (2022-2029) 6.4.4.3. India Online Banking Market Size and Forecast, by Banking Type (2022-2029) 6.4.5. Australia 6.4.5.1. Australia Online Banking Market Size and Forecast, by Software Type (2022-2029) 6.4.5.2. Australia Online Banking Market Size and Forecast, by Service Type (2022-2029) 6.4.5.3. Australia Online Banking Market Size and Forecast, by Banking Type (2022-2029) 6.4.6. Indonesia 6.4.6.1. Indonesia Online Banking Market Size and Forecast, by Software Type (2022-2029) 6.4.6.2. Indonesia Online Banking Market Size and Forecast, by Service Type (2022-2029) 6.4.6.3. Indonesia Online Banking Market Size and Forecast, by Banking Type (2022-2029) 6.4.7. Malaysia 6.4.7.1. Malaysia Online Banking Market Size and Forecast, by Software Type (2022-2029) 6.4.7.2. Malaysia Online Banking Market Size and Forecast, by Service Type (2022-2029) 6.4.7.3. Malaysia Online Banking Market Size and Forecast, by Banking Type (2022-2029) 6.4.8. Vietnam 6.4.8.1. Vietnam Online Banking Market Size and Forecast, by Software Type (2022-2029) 6.4.8.2. Vietnam Online Banking Market Size and Forecast, by Service Type (2022-2029) 6.4.8.3. Vietnam Online Banking Market Size and Forecast, by Banking Type(2022-2029) 6.4.9. Taiwan 6.4.9.1. Taiwan Online Banking Market Size and Forecast, by Software Type (2022-2029) 6.4.9.2. Taiwan Online Banking Market Size and Forecast, by Service Type (2022-2029) 6.4.9.3. Taiwan Online Banking Market Size and Forecast, by Banking Type (2022-2029) 6.4.10. Rest of Asia Pacific 6.4.10.1. Rest of Asia Pacific Online Banking Market Size and Forecast, by Software Type (2022-2029) 6.4.10.2. Rest of Asia Pacific Online Banking Market Size and Forecast, by Service Type (2022-2029) 6.4.10.3. Rest of Asia Pacific Online Banking Market Size and Forecast, by Banking Type (2022-2029) 7. Middle East and Africa Online Banking Market Size and Forecast by Segmentation (by Value in USD Million) 2022-2029 7.1. Middle East and Africa Online Banking Market Size and Forecast, by Software Type (2022-2029) 7.2. Middle East and Africa Online Banking Market Size and Forecast, by Service Type (2022-2029) 7.3. Middle East and Africa Online Banking Market Size and Forecast, by Banking Type (2022-2029) 7.4. Middle East and Africa Online Banking Market Size and Forecast, by Country (2022-2029) 7.4.1. South Africa 7.4.1.1. South Africa Online Banking Market Size and Forecast, by Software Type (2022-2029) 7.4.1.2. South Africa Online Banking Market Size and Forecast, by Service Type (2022-2029) 7.4.1.3. South Africa Online Banking Market Size and Forecast, by Banking Type (2022-2029) 7.4.2. GCC 7.4.2.1. GCC Online Banking Market Size and Forecast, by Software Type (2022-2029) 7.4.2.2. GCC Online Banking Market Size and Forecast, by Service Type (2022-2029) 7.4.2.3. GCC Online Banking Market Size and Forecast, by Banking Type (2022-2029) 7.4.3. Nigeria 7.4.3.1. Nigeria Online Banking Market Size and Forecast, by Software Type (2022-2029) 7.4.3.2. Nigeria Online Banking Market Size and Forecast, by Service Type (2022-2029) 7.4.3.3. Nigeria Online Banking Market Size and Forecast, by Banking Type (2022-2029) 7.4.4. Rest of ME&A 7.4.4.1. Rest of ME&A Online Banking Market Size and Forecast, by Software Type (2022-2029) 7.4.4.2. Rest of ME&A Online Banking Market Size and Forecast, by Service Type (2022-2029) 7.4.4.3. Rest of ME&A Online Banking Market Size and Forecast, by Banking Type (2022-2029) 8. South America Online Banking Market Size and Forecast by Segmentation (by Value in USD Million) 2022-2029 8.1. South America Online Banking Market Size and Forecast, by Software Type (2022-2029) 8.2. South America Online Banking Market Size and Forecast, by Service Type (2022-2029) 8.3. South America Online Banking Market Size and Forecast, by Banking Type(2022-2029) 8.4. South America Online Banking Market Size and Forecast, by Country (2022-2029) 8.4.1. Brazil 8.4.1.1. Brazil Online Banking Market Size and Forecast, by Software Type (2022-2029) 8.4.1.2. Brazil Online Banking Market Size and Forecast, by Service Type (2022-2029) 8.4.1.3. Brazil Online Banking Market Size and Forecast, by Banking Type (2022-2029) 8.4.2. Argentina 8.4.2.1. Argentina Online Banking Market Size and Forecast, by Software Type (2022-2029) 8.4.2.2. Argentina Online Banking Market Size and Forecast, by Service Type (2022-2029) 8.4.2.3. Argentina Online Banking Market Size and Forecast, by Banking Type (2022-2029) 8.4.3. Rest Of South America 8.4.3.1. Rest Of South America Online Banking Market Size and Forecast, by Software Type (2022-2029) 8.4.3.2. Rest Of South America Online Banking Market Size and Forecast, by Service Type (2022-2029) 8.4.3.3. Rest Of South America Online Banking Market Size and Forecast, by Banking Type (2022-2029) 9. Global Online Banking Market: Competitive Landscape 9.1. MMR Competition Matrix 9.2. Competitive Landscape 9.3. Key Players Benchmarking 9.3.1. Company Name 9.3.2. Business Segment 9.3.3. End-user Segment 9.3.4. Revenue (2022) 9.3.5. Company Locations 9.4. Leading Online Banking Market Companies, by market capitalization 9.5. Market Structure 9.5.1. Market Leaders 9.5.2. Market Followers 9.5.3. Emerging Players 9.6. Mergers and Acquisitions Details 10. Company Profile: Key Players 10.1. ACI Worldwide, Inc. 10.1.1. Company Overview 10.1.2. Business Portfolio 10.1.3. Financial Overview 10.1.4. SWOT Analysis 10.1.5. Strategic Analysis 10.1.6. Scale of Operation (small, medium, and large) 10.1.7. Details on Partnership 10.1.8. Regulatory Accreditations and Certifications Received by Them 10.1.9. Awards Received by the Firm 10.1.10. Recent Developments 10.2. Capital Banking Solution 10.3. CGI Inc. 10.4. COR Financial Solutions Limited 10.5. EdgeVerve Systems Limited 10.6. Fiserv, Inc. 10.7. Microsoft 10.8. Oracle 10.9. Tata Consultancy Services Limited 10.10. Temenos Headquarters SA 10.11. Financial Network services 10.12. Corillian 10.13. I-flex Solutions 10.14. Canopus Software Laboratory 10.15. First Source Bank 10.16. Rockall Technologies. 10.17. Appway AG 10.18. CREALOGIX AG 10.19. ebankIT 10.20. Etronika 10.21. Fidor Solutions AG 10.22. Finastra 10.23. Halcom.com 10.24. Infosys Limited 10.25. Intellect Design Arena Limited 10.26. SAP SE 10.27. Sopra Steria 11. Key Findings 12. Industry Recommendations 13. Online Banking Market: Research Methodology 14. Terms and Glossary